Term Loan
One sum, a fixed rate, and a repayment you can write into next year's budget.
- Amount
- $20,000 – $1,000,000
- Cost
- From 5.5%
The six programmes
Business Working Capital
Funding for the running of the business, not for a single purchase.
- Amount
- $10,000 – $500,000
- Term
- 3 – 18 months
- Cost
- Not published
- Funded in
- 24 – 48 hours
Most often: Manufacturing
What a working capital is for
Materials bought this month against orders paid for next. Volume makes the gap bigger, not smaller.
Working capital covers payroll, rent, stock and the distance between invoicing and being paid. It is not tied to a purchase, which is what separates it from equipment financing and what makes it the programme most businesses here actually need.
Repayment is normally daily or weekly by ACH, which suits a business with steady takings and suits a lumpy one less well. If takings are lumpy, revenue-based funding is usually the better shape.
What it gives you
Why a business takes this one
- Nothing pledged for this programme
- Any legitimate business purpose
- Daily or weekly ACH repayment
- Paid into the business account directly
The application
Apply
About fifteen minutes, across six screens. No fee, no obligation, and no mark on the owner's credit score. One application reaches every lender in the network at once.
Rather talk to somebody first? (844) 236-2905.
The six programmes
This one, among the six
Business Line of Credit
A facility that sits there costing nothing until the week it earns its keep.
- Amount
- $10,000 – $500,000
- Cost
- Not published
Short-Term Business Loan
The fastest of the six, for the gap that will not wait for a decision.
- Amount
- $10,000 – $500,000
- Cost
- Not published
Business Working Capital
Funding for the running of the business, not for a single purchase.
- Amount
- $10,000 – $500,000
- Cost
- Not published
Equipment Financing
The longest term of the six, and the only one where the thing you buy is the security.
- Amount
- $10,000 – $1,000,000
- Cost
- From 4.5%
Revenue-Based Funding
Repayment that follows the takings: less in a slow week, more in a good one.
- Amount
- $10,000 – $500,000
- Cost
- Not published
